Social fundraisers are public relations professionals who work on the behalf of businesses or non-profit organization to raise funds via private donations or grants. Within the management structure of a non-profit organization, social fundraisers are also known as directors of development. “Fundraiser” is more of a common, everyday term used most often to describe the end result of a public relations professional, but the job entails far more responsibilities than merely raising large amounts of money. “Public relations manager” or “public relations specialist” are two interchangeable job terms for social fundraisers. Essentially, these professionals groom the public image of a non-profit organization in order to raise as much funding as possible. Public relations specialists are responsible for interacting with the media and, occasionally, working in tandem with marketing professionals in order to deliver a more coordinated strategy.
Many financial books and seminars have told us that we can benefit from using a Money Manager, but what exactly does a Money Manager do? To put it in a nutshell, they help look after our investments so that we can reach our financial goals. If you don't really know what your goals are and haven't thought about where you'd like to be financially in the future, they will sit down with you, help you define realistic goals and make some suggestions. Here are some of the services that a Money Manager provides: - Monitor a client's assets and manage them, making trades when necessary - Keep clients informed about their assets and decisions being made - Provide reports of the client's portfolio activity available to them on a monthly basis - Give personalized service based on individual needs
Tellers are responsible for accurately processing routine transactions at a bank. These transactions include cashing cheques, depositing money, and collecting loan payments. Most tellers work in bank branches.
Have a good head for numbers? Enjoy tracking the ups and downs of the stock market and various other investments? These are the qualities that make a career in financial analysis interesting, challenging, and rewarding. Broadly speaking, someone who chooses a career in financial analysis manages the various aspects of other people’s money. Some analysts work as investment advisors, either on their own or with a brokerage firm. Depending on the wealth and size of their clients, they may manage portfolios worth millions of dollars. Other analysts work for banks or insurance companies, ensuring that even when a loan defaults or a claim is paid, the company maintains a positive cash flow. Still others specialize in mergers and acquisitions, determining the profitability of two companies combining their forces in a merger or one company buying another company in an acquisition.
A fraud analyst is someone who investigates forgery and theft within customers’ accounts and transactions on behalf of a bank or a financial institution. They track and monitor the bank’s transactions and activity that comes through the bank’s customers’ accounts. It is their job to identify and trace any suspicious or high-risk transactions, and determine if there is improper activity involved and if there is risk to the bank or its customers. They must conduct and lead investigations into any potential fraudulent activity up to their natural conclusion. Working as a fraud analyst requires an eye for detail and an inquisitive mind. Individuals in these positions must be able to investigate fraud cases from beginning to end and dissect the nature of potential crimes. It is hard work, as it takes a lot of training to be able to succeed in this role.
Financial clerks govern many different financial transactions in businesses by keeping track of a company’s money and interacting with customers. These individuals primarily perform administrative work for banking, insurance, and other companies. They keep records, help customers, and carry out financial transactions.
An accountant is one of the main players in any business that he or she works for, whether it is a large corporation or a small business. The accountant monitors and records the flow of money through a business or organization. It is the responsibility of the accountant to verify the accuracy of all money transactions and to make sure that all these transactions are legal and follow current guidelines. It may be that the accountant works for a company on a contractual basis to do the books or tax returns. Or they may also choose to work for private individuals and help them with their financial decisions, tax returns, or other money related issues.
Bill and account collectors, sometimes called collection agents, try to recover payment on overdue bills. They negotiate repayment plans with debtors and help them find solutions to make paying their overdue bills easier. Many bill and account collectors work in a call center for a third-party collection agency rather than the original creditor. Most work full time, and some have flexible schedules. Collectors must usually have a high school diploma and experience in a call center. A few months of on-the-job training is common.
Personal financial advisors give financial advice to people. They help with investments, taxes, and insurance decisions. Most financial advisors work in the finance and insurance industry or are self-employed. They typically work full time and may meet with clients in the evenings or on weekends.
A financial quantitative analyst will provide guidance to businesses and individuals making investment decisions. They assess the performance of stocks, bonds, and other types of investments.
A bank branch manager is the person responsible for the operation, administration, marketing, training, lending and security of a local bank branch. At the end of the day, the manager must be able to lead his or her team of tellers, product specialists and other bank officers to provide superior service and profits within the branch. They bear the responsibility for the overall success or failure of the branch, as seen by the bank’s corporate officers in comparison to its other branches and to branches of other banks. Being a bank branch manager is not the sort of position that one can just waltz into directly out of college. In most cases, it requires working one’s way up the ladder within a bank, working through the ranks to eventually ascend into the position.
Auditors prepare and examine financial records. They ensure that financial records are accurate and that taxes are paid properly and on time. They assess financial operations and work to help ensure that organizations run efficiently.
Credit analysts, also known as financial analysts in the business world, play a very important role in the health of the economy. Credit makes the entire modern economy function from day to day. Without the objective recommendations of financial analysts, banks and insurers would not be able to extend lines of credit to businesses or individuals seeking loans for homes, cars and occasionally employee payrolls as well. Assessing many different risk factors encompasses collecting a large amount of financial information. Credit analysts compile these financial records and make wise recommendations on whether or not to extend credit. Objective financial analysis is the hallmark quality of successful credit analysts, particularly analysts employed at large global financial institutions. Credit analysts combine the intricacies of financial statements with current financial market conditions. Given the instability in the global economy as a whole, opportunities for employment as a credit analyst are in very high demand as companies large and small look for ways to remain profitable. Providing companies and investors with the financial analysis necessary to make shrewd business choices gives credit analysts ample opportunity to earn very lucrative performance-based bonuses as a result.
Online merchants are very similar to a merchant at a regular store in many ways. However, instead of operating at a real storefront, the Internet merchant works for a business that is found entirely online. Online merchants wear many hats indeed, as this individual is in charge of a variety of tasks including managing the stores inventory, purchasing items needed for the shop, overseeing financial information, promoting the products and so forth.
A securities and commodities broker connects buyers and sellers in financial markets. They sell securities to individuals, advise companies that are in search of investors, and conduct trades. They work in high stress environments and often work more than 40 hours per week.
Though few people know what risk managers are, these professionals are essential players responsible for keeping a business on its feet and bringing in profits. Risk management professionals are financial managers that use specific training, skills and experience to identify possible risks that could result in lower cash flow and higher insurance rates for the business. These specialists assess risks and implement plans and strategies to minimize business losses. Lowering loss also lowers the cost of insurance, resulting in greater revenue flow for the business. Risk managers are found working for a wide variety of business and organizations, though as of late, many are found primarily in the banking and financial sector. Specialists working in these organizations are largely concerned with discovering and eliminating fraudulent activities, which could put the business’s reputation and success in jeopardy.
Fundraising managers are people who manage the fundraising department for an organization or nonprofit entity. They are responsible for overseeing all the fundraising functions of the department. Responsibilities include managing the budget, managing workers or volunteers, organizing events, developing donors, and grant writing. These managers must create effective strategies for maximizing donations. Managers are the driving force behind fundraising efforts. Without their expertise and efforts the company or entity will not have the funds to continue with their work. For a nonprofit organization, the life of the organization is in the hands of the manager. The manager oversees workforce of paid or volunteer individuals and must keep them on task. They create, teach, lead, and manage the people responsible for bringing in the donations.
Treasurers, also known as financial managers in certain job settings, are experts in finance who directly oversee the long-term and short-term budgetary goals of a business or an organization. Another interchangeable job title used to describe treasurers is financial officer, the preferred term in the corporate business world. In a large corporation the chief financial officer presides over the financial decision making process of the entire company's portfolio of investments and acquisitions. Financial officers ensure that a business or organization stays in good financial health by producing detailed financial statements and coordinating investment decisions. Financial officers also work in tandem with other corporate executives in order to create and meet the quarter-to-quarter budgetary benchmarks as instructed by the chief executive officer. Treasurers used to work to monitor the day-to-day finances of a business, but in the modern era advances in computer software technology have created a shift in the job responsibilities of treasurers. Today, treasurers can focus more of their time on raising capital, coordinating mergers, and deciding on which companies to acquire in order to further the success of a business or organization.
A stock trader is someone who works for themselves or for a firm, buying and selling stocks. They may also buy and sell bonds and other financial instruments. Stock traders typically focus on making profits by taking advantage of price fluctuations on each stock in the market. They may buy or sell shares for short-term trades lasting just seconds or longer term trades with a holding period of several weeks. They are professionals and some stock traders are known as financial advisors if they have clients of their own that they trade for. These types of stock traders also usually act as an adviser or money manager to their clients. Professional stock traders may work independently, as an employee in the office of a large bank corporation, or on the floor of a trading exchange.